Repair to Prepare for a Better Future

OPTIMAL CREDIT provides reliable credit repair services to all states and cities in the U.S.

Free Phone Consultation - 15 Minutes

$49 Private Consultation - 30 Minutes

$99 Private Consultation - 60 Minutes

Support Phone Calls - (Current Clients ONLY)

Efficient Credit Repair Solutions

We are passionate about credit repair. Our team works hard to help our clients restore their credit and maintain a healthy score.

Who We Are


OPTIMAL CREDIT is a reputable credit repair company located in Cerritos, CA. We strive to help our clients improve their credit score and eventually, enhance the quality of their lives.

While we like to provide cutting-edge solutions, we strongly believe that innovation, accompanied by past methodologies, are the keys to bringing our clients the quickest and most effective credit repair service possible.

Our team will review your credit reports, assess your current situation, and provide customized solutions to meet your needs. We will also give nothing but the best when disputing with the bureaus and following up with your creditors. Through this meticulous process, we can help increase your score and restore your credit, providing you a chance to have a better financial future.

We pride ourselves on the superior customer service we provide our clients. Aside from that, we are also known for our high-quality credit repair programs that we offer at reasonable rates.

We understand that trying to repair your credit can be an overwhelming task and you might not know where to begin. To guide you through your first steps toward fixing your credit and to help you decide why you should choose OPTIMAL CREDIT, you may refer to our FAQs page. If you have questions that were not covered, reach out to us, and we’ll provide an immediate response.

Connect With Us

Contact us today to learn more about our services. We look forward to hearing from you!


Connect With Us

Contact us today to learn more about our services. We look forward to hearing from you!


Your Trusted Credit Repair Specialists

OPTIMAL CREDIT is committed to assisting clients throughout the U.S. in increasing their credit scores. All of our programs are designed with our customers’ best interests in mind, making sure that they get favorable results with only minimal effort on their part.

Our company was established in 2017 and since then, we have been providing dependable credit repair solutions that successfully meet the needs of our clients. We have also been constantly improving our skills and our customer service. Our team members are determined to equip our clients with the tools they need so they can obtain the credit score that will secure them a better financial future.

Our Mission

At OPTIMAL CREDIT, we go beyond simply removing the negative items on your credit report. We strive to help you repair your credit and achieve the score that you are aiming for.

We understand that many factors can affect one’s credit, which is why we work hard to come up with a solution that fits your situation. You don’t have to face this challenge on your own. Trust that we’ll do what it takes to relieve you of the troubles caused by the low score on your credit report.